Indian Home Loan Guarantee Program

This program is specifically designed for American Indian and Alaska Native families, Alaska Villages, Tribes, or Tribally Designated Housing Entities. These loans can be used both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.
Section 184 Indian Home Loan Guarantee Program advertises a 2.25% down payment and 1% guarantee fee but does not provide additional disclosures required by use of a trigger term.
Guardian Lending is proud to be a loan originator that has passed special 184 training and met federal program requirements allowing us to be one of the few distinguished lenders providing this program.
  • Candidate must be Alaska Native or Native American Indian and enrolled with a Federally recognized tribe/corporation
  • 2.25% Down payment
  • Seller can pay closing costs
  • Low mortgage insurance
  • No credit score required, non-traditional credit resources can be used to qualify
  • May be used to purchase, build, rehabilitate or refinance homes on & off the reservation
Please visit our Disclosures page for more details on all loan types.

Meet Our Qualified Specialists