Making Homeownership Accessible
The Federal Housing Administration (FHA) has been helping people realize the dream of owning their own home since 1934. Because FHA Loans are insured by the government, lenders can offer prospective buyers more competitive interest rates, flexible qualifying guidelines, and lower down payment options—even with some bumps in their credit history. FHA Loans advertise a down payment as low as 3.5%. This lower down payment can even be provided to you from a family member as a gift. Co-signors are also allowed under FHA Financing.
FHA loans are available for purchases or refinances.
*Qualifying factors may apply